Hit By A Truck In Georgia? Don’t Let the Insurance Company Lowball You

hit by a truck

The Alarming Truth About Truck Accidents on Georgia Roads

If you or a loved one has been hit by a truck, you know how terrifying this experience can be. Big rigs weigh so much and take so long to stop that a crash with one often results in more serious injuries or even death for passengers in other vehicles. According to the National Highway Traffic Safety Administration, there were 245 fatal crashes involving a large truck in Georgia in 2021, the most recent year for which statistics are available. That's almost one out of every ten fatal accidents in Georgia.

A study by the Federal Motor Carrier Safety Administration found that the three most frequent sources of truck accidents are:

  • Exiting the travel lane, either into another lane or off the road: 32%
  • Losing control from speed, road conditions, cargo shift, or vehicle systems failure: 29%
  • Rear-end collision with another vehicle in the same lane: 22%

Truck accidents can have a devastating impact on an accident victim and their families, due to the severity of the injuries that almost always result. These impacts can last a lifetime, so it's important that you work with an experienced truck accident lawyer to plead your case against the other motorist's insurance.


negotiating with insurance companies


Master the Art of Negotiating with Greedy Insurance Companies and Adjusters

The trucking companies and the insurers representing the truck driver who hit you are not your friends. It's their job to minimize the amount of any settlement that you receive for your injuries and losses. They are experts at this and they do it all the time, so you don't want to try to negotiate with these people without your attorney and personal injury law firm representing your interests.

One of the first things the adversarial company's adjusters will do is offer you a lowball settlement. They'll offer much less money than it will cost to cover your injuries, and they will make it sound like you would be lucky to get that much. When that fails, they will resort to other underhanded tactics like claiming the accident was your fault or downplaying your injuries.


lowball insurance settlement


They will also try to delay the claims process, to pressure you into taking a lower settlement. Many people who try to represent themselves fall for this tactic because their medical bills continue to pile up as the process is dragged out.

The best strategy in dealing with these sharks is to have a Georgia personal injury attorney by your side, every step of the way. Don't agree to anything, don't sign anything, and don't give a recorded statement to insurance adjusters without consulting with your lawyer first.

Leverage Georgia Laws to Win Your Personal Injury Case

Under Georgia's personal injury laws, you have rights and responsibilities when it comes to filing a truck accident lawsuit and recovering damages from the other driver's insurance. The statute of limitations for filing injury claims in Georgia is two years from the date that the accident occurred. If you wait longer than that, you may forfeit your right to recover anything.

Georgia law allows you to file a civil lawsuit against the other motorist's insurance company. In Georgia, you can recover both economic and non-economic damages. Economic damages are things that cost you directly from a truck accident, such as bills for your medical treatment, damage to your car, lost wages, and ongoing medical care.


truck accident lawsuit negotiations


Non-economic damages cover things like emotional pain and suffering, loss of enjoyment of life, or loss of consortium with a spouse.

An experienced Georgia personal injury lawyer knows all the means by which you are entitled to compensation for your accident. They will leave no stone unturned when it comes to pursuing every bit of compensation that you are owed. Your attorney's job is to maximize the payout from your accident case.

A Playbook for Maximizing Your Truck Accident Claim

The first thing you should do after an accident with a truck is call 911. Seek immediate medical attention if necessary. If you can walk around after the crash, take pictures of the scene, and try to talk to witnesses. Exchange insurance information with the truck driver, but be careful what you say to anyone. Never apologize after an accident, because this can be used against you as an admission of fault.

Things like the police report from the accident scene and your medical records will be valuable pieces of evidence in your case. Your personal injury lawyer's team will also gather as much evidence as they can, such as video from surveillance cameras, dashcam videos from other vehicles, and witness statements.


take pictures after accident


Don't have a mechanic do any work on your vehicle until after you have had a full appraisal and cleared everything with your insurance company.

Even though Georgia has a two-year statute of limitations on personal injury cases, it's in your best interest to contact an experienced truck accident attorney as soon as possible. Your attorney will work to ensure that you receive the maximum settlement possible for your injuries.

Hit By a Truck in GA? Team Up with A Relentless Pit Bull Truck Accident Lawyer

When it comes to navigating the complex Georgia legal system and dealing with all the tactics that insurance company attorneys will use against you, experience counts. You want a semi-truck accident attorney with as much experience as possible on your side to fight for your rights. You also want a lawyer who will aggressively go after every bit of compensation you are entitled to, including economic and non-economic damages. The years of experience that an attorney has under their belt will be put to use in your case.

When selecting a personal injury lawyer, look at their record of recovering claims for past clients. Do they have a consistently good record of recovering high settlement amounts? Do their past clients have good things to say about them? These are important questions to ask when looking for the right personal injury lawyers.


what to do after a truck accident in georgia


After you have been hit by a truck, contacting a lawyer should be one of the first actions you take! Look for an attorney who provides free initial case consultation and who does not charge for services until they win your case.

If you live in Georgia and you've been hit by a truck, it's crucial to act fast to protect your rights and secure the settlement you rightfully deserve. Don't try to navigate the aftermath on your own. Contact our expert team of Georgia truck accident lawyers to get the dedicated help you need, call us now at (404) 526-9955 for a complimentary case review.  For immediate help, click the 'Start chat' button at the bottom of this article.